Referral Package
The referral package contains the following documents and information:
- Original Mortgage
- Original Note
- Copies of all Assignments
- Copy of Title Policy
- Copies of any intervening Deeds
- Loan Status Screens and Default Information
The referral also includes the following information, when available, to ensure a valid foreclosure:
- Documentation indicating that an owner or mortgagor either is or is not in the military.
- Occupancy status, including the names of the current occupants of the property.
- Addresses for the mortgagors and owners, employment information, social security numbers, changes in marital status subsequent to execution of the mortgage and evidence indicating that a mortgagor/owner is or may be deceased.
- Current bankruptcy information or prior bankruptcy discharges.
- Documentation regarding lien claims or other encumbrances and details regarding substantial damage to the property or pending insurance claims.